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Everything You Need to Know About Personal Loans & Interest Rates

Features and Benefits of Our Personal Loan

  • Quick & Hassle-Free Processing: Get your loan approved with minimal paperwork and faster turnaround times.
  • No Collateral Needed: Secure funds without mortgaging your assets—ideal for salaried and self-employed individuals alike.
  • Flexible Tenure Options: Choose a repayment period that suits your budget—up to 60 months.
  • Competitive Interest Rates: Enjoy attractive rates customized to your credit profile.
  • End-Use Freedom: Whether it's a wedding, education, travel, or medical emergency, use the funds your way.

Personal Loan Eligibility Criteria

To ensure a smooth approval process, you must meet the following conditions:

  • Age: 21 to 60 years.
  • Employment: Salaried with a stable job OR self-employed with a steady income source.
  • Minimum Monthly Income: ₹20,000 and above (varies based on the city).
  • Work Experience: At least 1 year in current employment/business.
  • Credit History: A healthy CIBIL score (preferably 675+).

Documents Required to Apply for a Personal Loan

Gather these documents for quick and seamless processing:

  • Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
  • Address Proof: Utility bill, Ration Card, or Rental Agreement
  • Salaried: Last 3 months' salary slips + 6 months’ bank statement
  • Self-employed: Latest ITR + Business Proof + 6 months’ bank statement
  • Recent Passport Size Photograph
Conclusions

Your financial goals are within reach — and the right personal loan can make them happen. With BluRay Global Solutions, you’ll receive personalized assistance, competitive interest rates, and quick approvals to meet your needs. Whether it’s for a wedding, education, travel, or an emergency, let us help you move forward with confidence.

  • Phone: +91 70922 44000
  • Email: support@blurayglobalsolution.com