Features and Benefits of Our Personal Loan
- Quick & Hassle-Free Processing: Get your loan approved with minimal paperwork and faster turnaround times.
- No Collateral Needed: Secure funds without mortgaging your assets—ideal for salaried and self-employed individuals alike.
- Flexible Tenure Options: Choose a repayment period that suits your budget—up to 60 months.
- Competitive Interest Rates: Enjoy attractive rates customized to your credit profile.
- End-Use Freedom: Whether it's a wedding, education, travel, or medical emergency, use the funds your way.
Personal Loan Eligibility Criteria
To ensure a smooth approval process, you must meet the following conditions:
- Age: 21 to 60 years.
- Employment: Salaried with a stable job OR self-employed with a steady income source.
- Minimum Monthly Income: ₹20,000 and above (varies based on the city).
- Work Experience: At least 1 year in current employment/business.
- Credit History: A healthy CIBIL score (preferably 675+).
Documents Required to Apply for a Personal Loan
Gather these documents for quick and seamless processing:
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
- Address Proof: Utility bill, Ration Card, or Rental Agreement
- Salaried: Last 3 months' salary slips + 6 months’ bank statement
- Self-employed: Latest ITR + Business Proof + 6 months’ bank statement
- Recent Passport Size Photograph
Conclusions
Your financial goals are within reach — and the right personal loan can make them happen. With BluRay Global Solutions, you’ll receive personalized assistance, competitive interest rates, and quick approvals to meet your needs. Whether it’s for a wedding, education, travel, or an emergency, let us help you move forward with confidence.
- Phone: +91 70922 44000
- Email: support@blurayglobalsolution.com